BIOMETRIC MULTIFUNCTIONAL SYSTEM Biometric Multi-functional System (BMS) is an innovative project of the multi-biometrical technology and dactyloscopic devices designed to use them different services to users.

Contents: General part What is biometrics Types of biometric characteristics Types and models of scanners used in biometrics (with photos) Forecast of development of the biometric market with the schedule User reviews on biometrics What is biometrics Types of biometric characteristics Types and models of scanners used in biometrics (with photos) Forecast of development of the biometric market with the schedule User reviews on biometrics Biometric Multifunctional System Appointment Biometric Multipurpose System (BMS) Description BMS for example, the payment service and procedure of work Appointment Biometric Multipurpose System (BMS) Description BMS for example, the payment service and procedure of work The general scheme of the BMS Russian biometric technologies necessary for BMS Milestones and project work plan Benefits for business partners Cost of the project on the example of BMS one service Intellectual Property (IP) for the project of BMS The general scheme of the BMS Russian biometric technologies necessary for BMS Milestones and project work plan Benefits for business partners Cost of the project on the example of BMS one service Intellectual Property (IP) for the project of BMS

What is biometrics Biometrics is the scientific and technical discipline that deals with the study, development and implementation in the business of different techniques, methods, technologies and technical devices designed for the identification of biological individual (the anatomical, physiological, behavioral) characteristics of a person. Biometrics is the scientific and technical discipline that deals with the study, development and implementation in the business of different techniques, methods, technologies and technical devices designed for the identification of biological individual (the anatomical, physiological, behavioral) characteristics of a person. Types of biometric characteristics Types of biometric characteristics Passive signs: 1. Fingerprinting (definition of the fingerprint) 2. Three-dimensional hand geometry 3. Figure veins thumb 4. Figure veins palm of the hand 5. Iris 6. The retina (the bottom of the eyeball) 7. Three-dimensional geometry of the face and head 8. The definition of individual DNA formula 1. Fingerprinting (definition of the fingerprint) 2. Three-dimensional hand geometry 3. Figure veins thumb 4. Figure veins palm of the hand 5. Iris 6. The retina (the bottom of the eyeball) 7. Three-dimensional geometry of the face and head 8. The definition of individual DNA formula Active signs: Voice Handwritten handwriting Keystroke pattern Gait Voice Handwritten handwriting Keystroke pattern Gait

Types and models of scanners used in biometrics Optical dacto-scanner - 1 Fiber optic dacto-scanner - 2 Long dacto-scanner - 3 Scanner veins thumb - 4 Scanner veins wrist - 5 Scanner geometry wrist - 6 Scanner iris - 7 Scanner retina - 8 Scanner three-dimensional geometry of the face and head - 9 Scanner ink handwriting - 10 Mobile phone with dacto-scanner - 11 Pocket PC with dacto-scanner - 12 Computer keyboard with dacto-scanner - 13 Laptop with dacto-scanner - 14 Computer mouse with dacto-scanner - 15 Door lock with dacto-scanner - 16 USB flash drive with dacto-scanner - 17 POS-terminal with dacto-scanner - 18 Safe with dacto-scanner - 19 Gun with dacto-scanner - 20 Dacto-chip with PCB - 21 Biometric plastic card - 22 ID of German officer (the historical pattern, which belonged to P. Century Siebert (N.I. Kuznetsov, fingerprints) - 23 Passport of the Russian Federation with bio-chip - 24

Types and models of scanners used in biometrics (pictures)

Forecast of development of the biometric market Consulting company Acuity Market Intelligence: Turnover of biometric market by $10 billion Consulting company Acuity Market Intelligence: Turnover of biometric market by $10 billionSchedule

Feedback from users on biometrics 1. Unisys Corporation: 70% of consumers around the world are supporting the use of biometrics. 66% prefer biometrics smart cards and tokens. 2. Unisys Corporation: 90% of consumers in the UK and 69% in the United States unequivocally in favour of expansion of spheres of application of biometric identification. 3. Unisys Corporation: More than 2/3 (67%) of the survey participants trust the fingerprint of the database scanners, 44% trust recognition of persons and 38% - scanning the blood vessels of the hands. 4. Ponemon Institute conducted a study with the following results: 82% of convenience, as the primary reason for biometrics; 71% support of biometrics in the United States, 69% in Europe, 68% - in Asia and the Pacific, 58% in Latin America. 5. Scripps Howard News Service: 80% of Canadians believe that by the end of this decade, each a canadian citizen will have identification with biometrics, and 67% of immigrants will be to receive visas with biometric data. 6. Hitachi Data Systems Middle East: 56% of Saudi firms plan to implement identification fingerprint and iris for security office buildings. 7. TNS and TRUSTe: the survey was Conducted among 1157 Canadians and 1003 of Americans. 85% of Canadians and 79% the Americans consider it necessary the introduction of biometrics in ID. 2/3 residents the United States and 6 out of 10 and Canadians approve of the biometric identification of the bank cards. More 80% of respondents in both countries (67% of Canadians and 58% of Americans) in the 1st place put fingerprinting and the 2nd place - identification by the eyes, and the rest of the technology significantly far behind. 8. Daily Telegraph and the Agency YouGov: According to the results of the sociological poll, half of 1579 British approve of biometric identification cards, 39% against and 11% not decided. 9. Fast Lane Option (FLO): Results of sociological research program support air passengers - 82% of businessmen have announced their support for this program, and 80% are ready to pay for annual participation in it of $ Unisys Corporation: 70% of consumers around the world are supporting the use of biometrics. 66% prefer biometrics smart cards and tokens. 2. Unisys Corporation: 90% of consumers in the UK and 69% in the United States unequivocally in favour of expansion of spheres of application of biometric identification. 3. Unisys Corporation: More than 2/3 (67%) of the survey participants trust the fingerprint of the database scanners, 44% trust recognition of persons and 38% - scanning the blood vessels of the hands. 4. Ponemon Institute conducted a study with the following results: 82% of convenience, as the primary reason for biometrics; 71% support of biometrics in the United States, 69% in Europe, 68% - in Asia and the Pacific, 58% in Latin America. 5. Scripps Howard News Service: 80% of Canadians believe that by the end of this decade, each a canadian citizen will have identification with biometrics, and 67% of immigrants will be to receive visas with biometric data. 6. Hitachi Data Systems Middle East: 56% of Saudi firms plan to implement identification fingerprint and iris for security office buildings. 7. TNS and TRUSTe: the survey was Conducted among 1157 Canadians and 1003 of Americans. 85% of Canadians and 79% the Americans consider it necessary the introduction of biometrics in ID. 2/3 residents the United States and 6 out of 10 and Canadians approve of the biometric identification of the bank cards. More 80% of respondents in both countries (67% of Canadians and 58% of Americans) in the 1st place put fingerprinting and the 2nd place - identification by the eyes, and the rest of the technology significantly far behind. 8. Daily Telegraph and the Agency YouGov: According to the results of the sociological poll, half of 1579 British approve of biometric identification cards, 39% against and 11% not decided. 9. Fast Lane Option (FLO): Results of sociological research program support air passengers - 82% of businessmen have announced their support for this program, and 80% are ready to pay for annual participation in it of $99.

Biometric Multifunctional System The appointment of a Multifunctional Biometric System (BMS) BMS system is versatile and is designed to perform the following tasks: Electronic Payment System (EPS) discount-rewards system Electronic Digital Signature (EDS) business, banking, accounting and tax documents electronic instantaneous and/or draw lottery e-insurance e-notariat BMS system is versatile and is designed to perform the following tasks: Electronic Payment System (EPS) discount-rewards system Electronic Digital Signature (EDS) business, banking, accounting and tax documents electronic instantaneous and/or draw lottery e-insurance e-notariat Description BMS for example, the payment service and procedure of work BMS is a universal system of biometric identification and can work on-line- and off-line modes via the Internet in the office (home) and public (street) options. To do this, as of end use special terminal fingerprint scanners. They are included in the sets of Automated Working Places (AWP) of the client, cashier, bank statement. Example the use of BMS as EPS in a summarized form looks like this: - in store, cafe, hotel, bank, and others) to the cash machine is connected fingerprint scanner fingers or any person connects the scanner to your computer in the office or at home, set a special computer program in the bank an account is opened; - after selecting the product (services) to the cash desk typed the value of the order button is pressed Pay; man puts his finger on the scanner sensor and signal goes on authorisation and verification of balance of system processing center; - at acknowledgement of the right had applied the finger a scanner for a bank account and you have the required sum for payment to the bank debits the amount from the customer's account and writes it to the the store, and the cashier, having received positive confirmation, emboss check. - the client receives his order. BMS is a universal system of biometric identification and can work on-line- and off-line modes via the Internet in the office (home) and public (street) options. To do this, as of end use special terminal fingerprint scanners. They are included in the sets of Automated Working Places (AWP) of the client, cashier, bank statement. Example the use of BMS as EPS in a summarized form looks like this: - in store, cafe, hotel, bank, and others) to the cash machine is connected fingerprint scanner fingers or any person connects the scanner to your computer in the office or at home, set a special computer program in the bank an account is opened; - after selecting the product (services) to the cash desk typed the value of the order button is pressed Pay; man puts his finger on the scanner sensor and signal goes on authorisation and verification of balance of system processing center; - at acknowledgement of the right had applied the finger a scanner for a bank account and you have the required sum for payment to the bank debits the amount from the customer's account and writes it to the the store, and the cashier, having received positive confirmation, emboss check. - the client receives his order.

Biometric Multifunctional System The General scheme of the BMS

1. Digital web-camera for PC and process of the shooting of a human face. 2. The fingerprint scanner (dactiloscope) and the process of removing the fingerprint with simultaneous definition surround the pulse in her finger. 3. Office flatbed scanner to scan a printed documents into electronic form. 4. Office printer for printing documents. 5. Office-home personal computer (monitor, system block, keyboard, mouse). 6. Computer network Internet. 7. Managing server BMS. 8. The server (s) of the DataBase (DB), which stores a digital fingerprint templates. 9. Internet-shop (s), plug (s) to a service through the BMS. 10. Commercial services operating on BMS technology: EPS - Electronic Payment System; EDRS - E-Discount-Rewards System; EDS - Electronic Digital Signature; Insurance service in on-line mode; Notaries - notary service in on-line mode; Lottery - electronic (edition and momentary) lottery.

Biometric Multifunctional System Russian biometric technologies necessary for BMS. To create BMS has already developed by the Russian biometric technologies: electronic fingerprinting and vibraimage. Why elected these 2 kinds of technologies? The point is that each has the necessary technical characteristics, which have no foreign analogues, namely: 1). Electronic fingerprinting: Resolution of the scanning element (dacto-chip) of dacto-scanner equal to 1500 dpi (dots-pixels on 1 square inch), and the main model range dacto-scanners foreign brands is dpi, i.e. in 3 and more times less than the Russian version. For deception dacto-scanners dpi is possible to make a fake fingerprint templates of various plastic materials (wax, latex, rubber, gelatin etc). As for cheating dacto-1500 dpi scanners there are no known in the science and technology of materials. Such dacto-scanners, except pattern papillary lines and individual-specific human points, these form (roughness) themselves papilar lines and the presence of outputs sweat glands. No the ultra-thin material of the full microscopic structure of the fingerprint will not regenerate. Dacto-chip of the Russian dacto-scanner still determines the presence or absence of the finger surround heartbeat in different points. In fake fingers or severed these fingers no pulse there is not, so there is no sense to him the slip. If there is no sense to produce fake or use the cut these fingers, there are 2 ways to deceive such a biometric system: forcing a real live man propped my finger to dacto-scanner and perform actions in favor of intruders or interception of digital information (electronic fingerprint template) with a communication channel.

Biometric Multifunctional System 2). To prevent the threat of coercion real owner of the registered system fingerprint applies 2nd technology - vibraimage. Actions in this case there are so: By the man found in the natural state of extreme stress (fear), which is recorded with the video camera, operating in this biometric system. This state he cannot suppress willful effort, because subconscious level this state still remains. The camera is unseen eye vibraimage the upper body of a man, digitizes the signal and - transmits it to the computer. A special subprogramme built into the system handles this signal, when exceeded its allowable limit, issue a ban on a biometric system. Additionally, you may set the system for seamless transfer the alarm signal on the server's security service. 3) Attempts to intercept, and then exploit, this digitized template fingerprint with the line (channel) communication sent to identify it on the server system is prevented, in addition to encryption, structural device new dacto-scanner and its circuit Board, as well as special software algorithms, that is the know-how of this device. Thus the maximum possible on the modern level of development of science and technology of protection of a biometric system, working through the Internet. Other technology (3d geometry of the face or hand, iris scan or his retina, especially handwriting and voice) seriously inferior fingerprinting, so their cannot be used in mass biometric Internet system.

Biometric Multifunctional System Biometric Multifunctional System Milestones and project work plan. 1st stage (development of innovation project): - signing of cooperation agreement between the project participants; - financing of this phase; - the author algorithms and, together with programmers manufacture of source texts and code of computer programs; - manufacturing contractors, TK author of the project, components, units for new technical biometric devices (printed circuit boards, cabinets and other); - manufacturing contractors, author's Technical Instruction (TI) of the project, prototypes of new technical biometric devices and Design Documentation (DD); - order the author of the project of information and marketing work on biometrical market, preparation of the business plan according to the international standard UNIDO, complex assessment of the Objects of Intellectual Property (OIP) project in specialized organizations; - preparation of themselves and with patent advisors and their submission to the author of the project international patent applications for inventions of the PCT Treaty on the international Patent Cooperation Treaty, registration of the Russian Author's Society (RAS), in Russian Patent Agency (RPA, Rospatent) and in the Library of USA Congress copyright registration of the rights to know-how in the Institute certification and evaluation of OIP; - certification of technical devices on ISO in the Gostest or Rostest laboratory;

Biometric Multifunctional System Biometric Multifunctional System order on manufacturing of advertising and information and presentation of the printed materials (booklets, catalogues etc) and media materials (video and audio), and also Internet-site in Russian, English and another languages; calculation of the amount of financing of the 2nd phase of the project. 2nd stage (commercial implementation project): - financing of this phase; - registration the Joint Venture Company (JVC) in Europe; - vesting JVC powers negotiating with the banking, financial, insurance, notary firms and their unions (associations), as well as state organizations from different countries, the conclusion of contracts with them on the conditions established by the shareholders JVC, demonstration of its capabilities, BMS accounting, the submission of tax reports, etc; - organization of hareholder shall industrial production in mass quantities of the new biometric devices on the basis of the developed prototypes; - transfer made biometric devices in wholesale-retail trade in the various countries, unions (associations) of firms who will work through the BMS for the spread of technology to potential clients; - organization of Processing Centres (PC) system BMS; - financing of this phase; - registration the Joint Venture Company (JVC) in Europe; - vesting JVC powers negotiating with the banking, financial, insurance, notary firms and their unions (associations), as well as state organizations from different countries, the conclusion of contracts with them on the conditions established by the shareholders JVC, demonstration of its capabilities, BMS accounting, the submission of tax reports, etc; - organization of hareholder shall industrial production in mass quantities of the new biometric devices on the basis of the developed prototypes; - transfer made biometric devices in wholesale-retail trade in the various countries, unions (associations) of firms who will work through the BMS for the spread of technology to potential clients; - organization of Processing Centres (PC) system BMS;

Biometric Multifunctional System Biometric Multifunctional System - connection to the network of BMS as service operators banking, financial, insurance, notarial and other firms from the different countries; - check the operation of the BMS in test mode, debug the operating mode; mass conclusion of contracts on service between service operators, working through the BMS with their clients; - current work BMS, its technical and commercial development. - connection to the network of BMS as service operators banking, financial, insurance, notarial and other firms from the different countries; - check the operation of the BMS in test mode, debug the operating mode; mass conclusion of contracts on service between service operators, working through the BMS with their clients; - current work BMS, its technical and commercial development. Benefits for business partners (authors and investors): Able to work through the Internet at the enterprise, local, regional, the country and international (global) level. Obtaining new technology and mass production of new biometric devices. Co-ownership of patents in different countries, received on PCT applications. Attachment accumulated for the period of development of the economy of funds, highly profitable project, as part of the state investment program (the exchange) free currency funds in the acquisition of useful tangible and intangible assets and etc. The ability to create and condominiums international multibiometrical Internet system higher- margin services, which can become an exclusive system for the near future in all developed countries. A large proportion of profits derived from the project, as its investor obtaining economically sound super-profits for its relatively small in finance development of the project. Able to work through the Internet at the enterprise, local, regional, the country and international (global) level. Obtaining new technology and mass production of new biometric devices. Co-ownership of patents in different countries, received on PCT applications. Attachment accumulated for the period of development of the economy of funds, highly profitable project, as part of the state investment program (the exchange) free currency funds in the acquisition of useful tangible and intangible assets and etc. The ability to create and condominiums international multibiometrical Internet system higher- margin services, which can become an exclusive system for the near future in all developed countries. A large proportion of profits derived from the project, as its investor obtaining economically sound super-profits for its relatively small in finance development of the project.

Cost of the project BMS on the example of one service Cost of the project BMS on the example of one service Held approximate estimate of copyright and patent rights of authors of the project The methodical recommendations on evaluation of OIP, made on the basis of the International Valuation Standards OIP IVS 1-4 (2001 year). Estimation made on the example of one of the services - electronic insurance. Assessment is carried out taking into account the statistical information on the global insurance market by the end of World collection of insurance premiums amounted to 4.6 trillion USD. Held approximate estimate of copyright and patent rights of authors of the project The methodical recommendations on evaluation of OIP, made on the basis of the International Valuation Standards OIP IVS 1-4 (2001 year). Estimation made on the example of one of the services - electronic insurance. Assessment is carried out taking into account the statistical information on the global insurance market by the end of World collection of insurance premiums amounted to 4.6 trillion USD. Method of assessment is profitable. Estimation formula C(5)1 = [C(1) + C(2) + C(3)) · K(1) · K(2) + AG · p · T)] · R. Volume of the insurance market, working through the BMS, to calculate taken at a rate of 1% from the annual world market. 1) the cost of the OIP (when selling authors) is $97,753,315,000. 2) the amount of income which the buyer receives OIP, when using BMS in the insurance business is $391,000,000,000. 3) the amount of income net sales cost of the OIP, is $293,246,685,000. For more accurate evaluation of the OIP of this project will be contracted licensed appraisal organization, which more accurately determine the scale of the market BMS and its the cost. Method of assessment is profitable. Estimation formula C(5)1 = [C(1) + C(2) + C(3)) · K(1) · K(2) + AG · p · T)] · R. Volume of the insurance market, working through the BMS, to calculate taken at a rate of 1% from the annual world market. 1) the cost of the OIP (when selling authors) is $97,753,315,000. 2) the amount of income which the buyer receives OIP, when using BMS in the insurance business is $391,000,000,000. 3) the amount of income net sales cost of the OIP, is $293,246,685,000. For more accurate evaluation of the OIP of this project will be contracted licensed appraisal organization, which more accurately determine the scale of the market BMS and its the cost.

Intellectual property (IP) for the project of BMS Objects of copyright: - computer programs of BMS (source) Rospatent certificate of computer programs; - computer programs of BMS (source) Rospatent certificate of computer programs; - educational-methodical and reference manual BMS - certificate of RAS; - educational-methodical and reference manual BMS - certificate of RAS; - audio - and video-materials of objects BMS - certificate of RAS; - audio - and video-materials of objects BMS - certificate of RAS; - graphical advertising materials of the project is the testimony of RAS. - graphical advertising materials of the project is the testimony of RAS. Objects of industrial property: - dacto-module with the know-how, patents for invention PCT; - payment terminal with know-how in several variants patents the invention of the PCT; - dacto-module with the know-how, patents for invention PCT; - payment terminal with know-how in several variants patents the invention of the PCT; - way to work dacto-module («small technology») - the patent for invention PCT; - way to work BMS («big technology») - patents for the invention of the PCT; - service mark (trademark) BMS - certificate of trademark; - domains in the Internet in the areas of.com and.biz evidences of RU-centre. - way to work dacto-module («small technology») - the patent for invention PCT; - way to work BMS («big technology») - patents for the invention of the PCT; - service mark (trademark) BMS - certificate of trademark; - domains in the Internet in the areas of.com and.biz evidences of RU-centre.