Usage of Credit Card The 'Title' should explicitly tell the reader what the report is about. Table of Consents 'Table of Contents' should be included if the report has many sections. It should be on a separate page. 1- Executive Summary 2- Introduction 3- Report 3.1 Results of Survey 4- Conclusion 5- Recommendations 1- Executive Summary 'Summary' or 'Executive Summary' has brief objectives, conclusion and recommendations. A survey was conducted and various credit card users were questioned. Most of the individuals declared they were facing financial hardships due to excessive credit card usage. Therefore, it is recommended to reduce the usage of credit card as much as possible. 2- Introduction 'Introduction' has the background to the report and why you conducted the study. The purpose of this report is to compare the advantages and disadvantages of using credit card instead of hard cash. The reason for this is to help the people cope with the current cloudy fiscal circumstances.
3- Usage of Credit Card Body of the summary follows the structure in contents list. Nowadays, we are living in the age of plastic money. Hardly anyone uses hard cash due to the added security and ease of use. To find out if the credits cards offer more advantages or disadvantages, a survey was conducted Results of the Survey You can provide charts, tables, bullets and other supporting data. This report does not have any references. If you quote work by another writer, make sure you follow the proper citation rules. We gave a questionnaire to twenty-five individuals and business owners who frequently used credit card. The questionnaire mainly inquired about the effect of recent recession and credit card debt on their fiscal status. We named this group as Group A. The same questionnaire was also given to another group of twenty-five individuals who either never use credit card or barely used it. This group was categorized as Group B. We found that on the whole, people from Group A were more severely affected by the recent slump. They confessed that they used to shop much more than they could afford, only because of the plastic money. They exposed that they owed huge amount of debt, penalties and interests to the credit card company. By the same token, people who used several credit cards by different companies, were the prime victim of economy downfall. As a result of recession, they were not able to pay their outstanding debt back on time and ended up accumulating penalties and interest which were more than the actual amount they owed. On the other hand individuals from Group B were also affected by economic downturn, but they were in a much better position as compared to the individuals form Group A. They managed to cope with their fiscal problems in a much better fashion, as they did not owe credit card debt.
4- Conclusion The result of your investigation or study comes under 'Conclusion'. In conclusion, people from Group A enjoyed more benefits in terms of ease of use and accessibility, but finally they ended up paying a much higher price in terms of dough. 5- Recommendations Personal views and future recommendations for the readers. We recommend that you should minimize the credit card use. It is obviously not possible to absolutely abstain from using credit card, but try to pay in hard cash as much as you can. In addition, it is best to use only one credit card and take time to find out a company that offers lowest interest rates and penalties.